A check printing company not only prints but also sells and distributes checks to consumers. Consumers use these checks to withdraw funds held in checking or saving accounts in banks and other financial institutions.

Check printing companies are granted the right to advertise and sell checks to consumers. They are required to comply with the Check Printer and Number Act. Check printing companies have the responsibility of verifying the details of new customers such as the accuracy of a person’s name, address, city, state and account number. Verification can be done by way of a recent account statement issued by the bank or a copy of the account agreement. Check printing companies are also required to sell checks to consumers that are in compliance with the requirements of Section 3-104 of the Uniform Commercial Code.

Some community banks in the United States have also started printing checks as a value added service to their customers. Professional Check Systems, Relyco, and Ganson are some of the major companies that offer check-printing services. Check vendors typically charge banks, $9 for an order of 200 personal checks, who in turn charge their customers $12. Banks that receive requests from customers for specialized designs, such as copyrighted Disney characters, often outsource these orders to commercial printers such as Deluxe Corp. or John H. Harland Co.

Check printing companies usually use state-of-the-art printing equipment and material. Either commercial printers or custom printers are used to print checks. Commercial printers can accommodate short run printing and rush printing jobs for different kinds of checks. They make use of pre-designed templates that can be customized to meet customer specifications. Custom printers are used for customers who prefer to choose specific design, size, color and layout of their checks. Check printing companies use appropriate software that makes it easy to create designs.