It’s often said that baseball is America’s favorite past time; however, Americans have all sorts of recreational activities they enjoy. What kind of recreation do you enjoy during your free time? Perhaps you like to play sports at your local park, or go surfing at your nearby beach. Maybe you’re an adventurer and enjoy rock and mountain climbing, or maybe you’d rather spend a nice quiet evening at home, hacking away at your computer on your latest novel.

Whatever happens to be your recreation of choice, you definitely need to make sure you have sufficient health insurance (even typists get carpal tunnel!), and perhaps even life insurance.

Jumping out of airplanes and parachuting to the ground is undoubtedly a freeing and exhilarating experience; however, everyone who has ever engaged in this particular recreation has to admit that the thought of serious injury or death – or both – has crossed their minds at least a couple of times. By making sure you have a good health insurance policy intact, you won’t have to worry about financial distress if you should find yourself in physical distress due to your risky recreation.

The same is true for having a life insurance policy. No one likes to think about dying, especially dying during a recreation they enjoy such as racing down the streets on their Harley’s or climbing the mountains with their ATVs. However, dying is a fact of life, and these dangerous recreations can unfortunately speed up the process. If you just can’t give up your Hog, it’s definitely time to start thinking about purchasing a life insurance policy. Your beneficiaries will be too grief stricken to deal with financial worries, as well.

Everyone likes to have fun, but certain kinds of fun can be dangerous and even fatal. In the event that your recreation takes a wrong turn, make sure you’re protected by health insurance, and your family is protected by life insurance.