There is plenty that parents can do to help turn their teenage children into safer drivers and therefore better car insurance risks. This is a worthwhile cause because after all, any extra insurance expenses and liabilities that result from careless and reckless driving on the part of your children will inevitably come out of your pocket.
Few parents realize the obvious fact that many bad driving habits that teenagers learn, they learn from their parents. They may take them to new extremes, but the seed is always planted by the parent.
Review carefully you habits on the road and change them, if not for your own sake then that of your growing children who may not be teenagers yet but will be one day. Do you shout and curse at other drivers? Do you breal speed limits at the drop of a hat? Then how do you expect your children to act any differently when they are behind the wheel?
Do avoid the urge to settle old scores and give your teenager the hot sports car you lusted after but couldn't get at high school. In fact steer clear of sports cars and get a sensible safe car with the latest safety devices. Not only will it save their lives, but it will get you lower insurance premiums.
It is also important ion this day and age to talk to your kids openly about drugs and alcohol. Admittedly, this is usually a very difficult subject to talk about honestly and openly with teenagers, many of whom assume a lot of things in life including the mistaken belief that they have everything under control. Take the time to give them important guidelines in this area.
Most parents are too busy to take a ride with their children and to get to know their driving habits and personality on the road. Yet this is important. This is a priority area as important, if not more so than all the other stuff keeping you so busy.
Following these simple tips, you will not only make your kids better and more responsible drivers but you will save yourself a fortune in car insurance and related costs.