We all know that dental health is important to the overall health of a child. Serious dental problems in children can also affect them emotionally and make them less likely to participate in normal children's group play. Research has shown that tooth decay is the most common childhood disease. That is why it is so important for children to be covered by some type of dental insurance. For low-income families, there are programs like the Children's Health Insurance Program (CHIP) that will provide children's dental care for little or no expense. This has helped greatly in assuring that low-income families can give their children the proper dental attention that is needed for healthy teeth.

For those families who can afford dental insurance, a small monthly fee goes a long way in protecting your child's teeth. Because dental insurance encourages and generally pays for regular dental check-ups, many parents with more than one child can afford to start benefits. Without insurance, the price of keeping your child's mouth healthy in his formative years can cost hundreds and even thousands of dollars. Should you ever need costly care for your child, be it anything from filings and crowns to periodontics and orthodontics, your child's dental insurance will provide the benefits as and when needed.

These days, a lot of schools are offering dental insurance plans for children, and this makes things easier for parents, as they can pay for the dental plan along with the school fees. Some schools require the child to go to a dentist that they are affiliated to, while others allow parents to take children to their family dentist.