When buying a new medical or dental insurance policy for your employees, it’s essential that you conduct a basic checklist, so as to ensure that you (and your employees) will be getting good value on your investment.

The first step is to read all the information, details, terms, and “small print” associated with each plan you are considering, to make sure that you’ll get all the features you want, without paying for those you don’t.

After narrowing the playing field in this manner, the best person to ask for detailed “insider” advice is your doctor or dentist. Those who work in the healthcare industry should have a good understanding of the many different options available, and are generally in a good position to share a few handy little pearls of wisdom.

Finally, it is a good idea to get input from the people that matter most of all – your employees themselves. Ask them what features they want and need, and what exact type of coverage they are looking for.

After you have purchased a policy, it is important to continue keeping your employees up to date, issuing Description of Benefits handbooks that detail each patient’s coverage, and keeping workers informed of any changes that may impact their coverage.